Verifying scam text

Scam.

A variation of a common scam.

If the rest of the scam text (not shown) is the usual for this scam, this is also not how fraud detection works. When fraud detection determines payment fraud is possible, the payment is blocked until and unless you contact your payment provider and release the payment. There’s no automatic timed release of a detected fraud. It’s blocked until and unless you release it.

krystyn290 wrote:

Thanks! That’s a helpful reminder about the fraud detection. Hadn’t thought of that!

I assume every call and every email and every text and every popup is fraud, until researched and proven otherwise. Even if I recognize the sending info, or the calling or texting number.

For a recent service renewal, got both a phishing renewal and a legitimate renewal notice, then after sorting that got a payment fraud notification from the payment provider (the service got transitioned to a new vendor), then had to check whether the payment fraud notification was itself legitimate.

Endemic fraud and endemic grift just adds endemic costs everywhere, and increasingly adds a need for multi-factor authentication everywhere. Welcome to 2025. 🙄

Scam.

Clearly not from Apple.

Not even remotely like how fraud detection works, as that holds the payment forever, until and unless you contact the payment provider and release the payment.

The phone number won’t track back to one used by Apple.

The sending email address clearly doesn’t.

If you have questions, contact the payment provider used — that’s not included here, which is another indication this is a scam — and ask them, using the number on the back of your card or from your billing statements.

[Edited by Moderator]